Assurity Long-Term Care Insurance

You need to consider Long-Term Care Insurance (LTCI) if:

• You have assets and income to protect against the risk of catastrophic long-term care expenses.
• You want to help protect your family from the burden of possible long-term care expenses.
• You want to have greater control over the quality and type of long-term care you receive, should the need arise.

Our LTCI gives you two coverage options. Both options pay 100 percent of actual expenses up to your selected daily benefit.

1. Facility Care Only Option (FC)
Includes care in a nursing facility or assisted living facility.

2. Comprehensive Option Facility Care (FC) and Home and Community Based Care (HCBC) (available for additional premium)
• Includes care in a nursing or assisted living facility, as well as care in your home or in the community, including hospice care.
• Provides respite care so the primary caregiver in your home can be relieved by another caregiver. HCBC also includes training for your informal caregiver.

Plus, there are 12 riders to choose from! You can customize the product to fit your individual needs.

Our LTCI policy offers some of the best, most wide ranging benefits in the industry. The following benefits are included at no extra cost in both LTCI plans available from Assurity:

• Waiver of Premium/Joint Waiver of Premium
• Bed Reservation
• Alternative Plan of Care
• Optional Personal Care Advisor
• Optional Care Coordination
• Guaranteed Renewable for Life

This is a brief description of benefits; please consult the policy or your agent for exclusions, limitations and additional information.

Policy Form AL2100P.
Product availability and features may vary by state.